2027 Financial Reset Bundle – Debt Payoff Planner, Monthly Budget & Net Worth Tracker + Impulse Spending Checklist

New year. Real numbers. A plan you'll actually keep.

Skip the vague resolution. This bundle gives you the three tools that turn "I should get my money together" into a plan with a date on it: know where your money goes, know exactly when your debt is gone, and stop the impulse buys that undo both.

Save $4.98 versus buying all three separately.

What you get

• Debt Payoff Planner (Snowball & Avalanche) – runs both payoff methods side by side on your actual numbers, with month-by-month timelines and a dashboard showing your projected debt-free date, total interest, and what you save by choosing one method over the other. Supports up to 6 debts.
• Monthly Budget & Net Worth Tracker – a 12-month budget with targets vs. actuals, customizable income and expense categories, a net worth tracker for assets and liabilities, and a dashboard with charts, savings rate, and trends.
• Impulse Buying Checklist (printable PDF) – seven fast yes/no questions and a traffic-light verdict (Skip It / Sleep On It / Go For It) for the moment you're about to talk yourself into something.

How to use it for a January reset

1. Week 1: enter your income, expenses, and balances in the budget tracker to see where you stand.
2. Week 2: add your debts to the payoff planner and pick Snowball or Avalanche.
3. All year: keep the checklist by your wallet or as a screenshot for online shopping.

Good to know

• Both spreadsheets work in Excel or Google Sheets. Every number is a live formula, so the plan recalculates whenever you update it.
• No spreadsheet skills needed. Enter your numbers and the formulas do the work.
• The checklist is a PDF sized for US Letter.
• Instant digital download. No physical item ships. Non-refundable due to the nature of digital downloads.

Build the plan. Keep the momentum.