Digital product

Crush your balance. Own the date.

Stop guessing which debt to pay off first. This planner runs the real math on both the Snowball method (smallest balance first, for fast wins) and the Avalanche method (highest interest first, for saving the most money) — side by side, using your actual numbers.

You'll see a full month-by-month payoff timeline for both strategies, plus a dashboard that tells you the answer straight up: your projected debt-free date, total interest paid, and exactly how much time and money you'd save by choosing one method over the other.

What you get:

• Two complete 10-year payoff schedules (Snowball and Avalanche), side by side
• A dashboard with your debt-free date, total interest, and savings comparison
• Every number is a live formula — update your balances anytime and the whole plan recalculates
• Works in Excel or Google Sheets — instant download, no waiting

Supports up to 6 debts. No spreadsheet skills needed — just enter your numbers.